Free tool
Deal Analyzer
The one question that matters: after the loan payment and your salary, is there anything left? Enter the deal and find out.
Full deal analysis with seller financingVerdict
This deal clears the bar
- Cash needed at closing
- $150,000
- Annual loan payments
- $137,634
- Debt coverage ratio
- 2.18x
- Left after debt and salary
- $62,366
- Cash-on-cash return
- 42% per year on your $150,000
Lenders typically want at least 1.25x debt coverage. Below that, the deal needs a lower price, better terms, or a different business.
A screening tool, not an appraisal. Verify SDE against tax returns before trusting any output. Learn how in the valuation guide.
From a promising listing to a signed LOI.
The Business Buyer Blueprint is the 12-module training I use to find, value, verify and make offers on businesses.